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Visitor to Canada insurance is designed for:
Workers in Canada awaiting group insurance benefits
Travellers to Canada for short or long durations
Foreign students
Future residents of Canada awaiting provincial health insurance
Returning Canadians
Coming to Canada soon?
Visitor to Canada insurance protects you, your family, and your loved ones by shielding you against the unexpected.
While Canada offers exceptionally comprehensive universal health insurance coverage, it is exclusively reserved for Canadian citizens. Non-Canadian residents, tourists, visitors, and even their non-Canadian family members are excluded from the Canadian health insurance program.
A plan tailored to your needs
On your next visit to Canada, protect yourself and your loved ones with the following benefits and much more:
Emergency medical and dental care
Hospitalization
Ambulance
Prescription medications
Doctors
24/7 emergency assistance
Coverage from $25,000 to $300,000
COVID-19 coverage at no additional cost
No modification fees
FAQ’s about Visitors to Canada Insurance
You can certainly buy a travel insurance policy from an insurer based abroad, but keep in mind that a Canadian insurer is familiar with the Canadian healthcare system and has the expertise to secure the best care for you. Canadian hospitals are accustomed to working with Canadian insurers, which can streamline your claims process and help you avoid paying thousands out-of-pocket during an emergency instead of waiting for reimbursement.
- Our plans are designed for non-Canadian residents entering Canada for short- or long-term stays.
- Easy to renew should you decide to stay longer.
- No fees or penalties, full reimbursement of the unused portion of the insurance if you decide to leave earlier or should you cancel prior to your arrival in Canada.
You should always buy Visitors to Canada insurance prior to your entry into Canada. If you are already in Canada and have no coverage, an initial wait period of usually 72 hours in case of sickness and illness applies before coverage is in full effect. There is no wait period for accidents and injuries.
If you have visitor to Canada coverage, you can travel outside Canada as long as you spend the majority of your time in Canada. Your trip must begin and end in Canada. The covered trip length outside of Canada differs from one policy to another.
Eligibility criterias are different for a Super Visa compared to a Visitors to Canada policy. While the government of Canada requires Super Visa applicants to subscribe a minimum of $100,000 in coverage from a Canadian insurance company for a full year, a Visitors to Canada policy offers you the flexibility to select your coverage amount and duration.
If you are returning to Canada and have no provincial health insurance, our plans are designed to cover you until you receive your provincial health insurance plan.
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