soNomad reinvents travel insurance with a unique low-cost approach to help travelers save on their insurance. soNomad takes a minimum fee per transaction compared to traditional brokers who can take commissions up to 45%. We put an end to this nonsense with full transparency by revealing our fees to you.

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Travel insurance provides financial protection in case of incurred medical expenses that may arise during a trip outside of your province or country of residence. Without proper travel insurance, you may find yourself responsible for the payment of the medical bills incurred in an emergency, while consulting a doctor, or if you are hospitalized. Even if you are covered by your provincial health insurance, the cost of medical expenses incurred outside of your province remains very limited.

In the event of a medical emergency during your stay, you must contact emergency assistance listed on your travel insurance card before seeking care. A traveler who does not contact emergency assistance prior to receiving treatment may have his coverage reduced or limited. In the event that you cannot contact emergency assistance prior to receiving treatments, you can ask someone to call for you, or call as soon as it is possible.

Yes, our exclusive product plans provide coverage for pre-existing medical conditions, as long as you meet the eligibility and stability requirements.
Our easy to use state of the art medical declaration tool was developed to simplify the underwriting process and guarantee coverage for your preexisting medical conditions.

Your provincial health insurance plan covers a very limited portion of your medical costs while you are abroad. Each public insurance plan reimburses hospital services following a sudden illness or an accident according to pre-determined amounts. These amounts do not take into consideration the reality of the expenses of health care in the country visited.