Below is important information to consider before buying travel insurance.
Sonomad travel insurance plans provide coverage for COVID-19. We have several plans to choose from based on your age, preexisting medical conditions and trip length at the most competitive price.
Trip cancellation travel plans provides reimbursement for non-refundable trip cost if you are prevented from taking your trip due to a unforeseen covered events stipulated in your policy. Trip Interruption provides reimbursement for unused, non-refundable costs if the trip is interrupted, along with reimbursement for the additional transportation cost to return home or rejoin your trip.
Since last March, insurers consider COVID-19 as a known event and, consequently, there is no coverage for COVID-19 on any trip cancellation & interruption plans that were bought after this date.
This insurance covers you in case of sudden and unexpected illnesses or accidents that occurs during your stay outside your province of residence. Emergency medical travel insurance covers the portion of medical and hospital expenses that exceed those covered by your provincial health insurance plan, as well as certain services that your province does not cover. The medical costs must be the result of an unforeseen accident or an unexpected illness.
Our insurance provides you with comprehensive coverage for emergency medical care including coverage for COVID-19.
Yes, most of our programs offer COVID-19 coverage provided that no symptoms have appeared before your departure date and that you answer the stability requirements in the policy.
Yes, this option is available on our emergency medical travel insurance policies, your premiums are 100% refundable as long as you cancel prior to your departure date.
Yes, if you are travelling to Canada, our visitors to Canada insurance plans offer complete emergency medical coverage including COVID-19 protection during your stay in Canada.
No, since COVID-19 is considered to be a known event since last March, any trip cancellation or interruption plans bought after this date will exclude COVID-19.
A very limited number of insurers offer coverage for COVID-19 so you have to be very careful with the definitions in travel insurance policies in relation to the various advisories issued by the government of Canada. There are 4 levels of risk advisories and warnings that represent the official measure of security of a destination, country or region. They are designated by the government as follows:
Currently, the Canadian government's advisory for the United States is at Level 3 due to COVID-19, which automatically results in an exclusion in the majority of travel insurance policies for anything directly or indirectly related to the pandemic. You will agree that it would be risky to travel with such an exclusion because the impact on your health could be very significant, not to mention the financial aspect. You can purchase emergency medical travel insurance with Sonomad that includes coverage for COVID-19 that will cover you even if a government travel advisory is in effect as is currently the case. Contact one of our advisors to get a free no obligation quote for travel insurance with COVID-19 coverage.
Now more than ever it is important to visit the Canadian governments web site in relation with the numerous warnings issued during this pandemic before planning a trip outside the country. Visit the government of Canada’s travel advisories web site at https://travel.gc.ca/