Are you among those who like to travel on a regular basis or just trying to avoid our long and cold winters that seem to be never ending? Properly protecting yourself does not necessarily mean paying more! Here are some tips that can help you save on your travel insurance and enjoy full coverage that will protect you from unforeseen medical expenses without harming your wallet.
We all know how important it is to purchase travel insurance when we leave the country. Some of us are struggling to find reliable and affordable coverage. People with existing medical conditions often have a challenge when it comes to applying for travel insurance. Although sometimes difficult, it is not impossible to find affordable travel insurance that will offer peace of mind by covering existing medical conditions.
We often hear about horror stories about travellers who have seen their travel insurance claims denied for multiple reasons, or that the insurer has refused to reimburse medical expenses due to incomplete health declarations or non-disclosure.
Most Canadians are not aware that your travel insurance coverage could be reduced or even cancelled if you are travelling in a country which the Canadian Government issued a travel advisory. The government issues a few different degrees of warnings. This could affect your coverage under the plan selected.
It is important to have insurance when you are leaving your country of residence. Why not protect your loved ones that are coming to visit you. Many insurance companies offer this type of insurance for accident and sickness that could happen during their visit to Canada. Here are some important details that will help you in your search.
Do you have an unstable medical condition? Imagine experiencing an unfortunate medical situation such as a heart attack or a change in one of your medications just before you are ready to leave the cold Canadian winter for one, three, or even six months? Your stuff is packed, mail has been re directed, phone lines and utilities ready to be suspended for the months to come, flights are booked, etc.