Critical Illness insurance protects you from the financial consequences following the diagnosis of a Critical Illness
We all have certainly heard of alarming statistics on the subject and prefer to believe that it can only happen to others. If you were hit with a diagnosis of cancer, or a victim of a stroke, would you be able to maintain your current standard of living? Would you have the financial capacity to pay the extra costs associated with a serious illness?
Critical Illness insurance contracts include a list of illnesses covered. If you are affected by any of these illnesses while you are covered by this insurance, the insurer will pay a specified amount.
Several Critical illness insurance products are available on the market today. Some offer a wider range of covered illnesses; others offer a basic program with a limited number of Illnesses covered. Some offer additional guarantees such as refund of premiums or Accidental death benefits. Whether your need is temporary or permanent, we can guide you through the choices of protection and a plan that best suits your needs.
Before you buy an insurance product, take the time to compare the offers of different insurers.